SMEInspect
Now taking pilot clients in Australia

Find what you're overpaying your suppliers. We'll fix it for you.

SMEInspect checks your bills and contracts. We find where you pay too much, and we switch you to a better deal. Real analysts do the work. If we save you A$1,000 in the first year, you pay us A$250. If we save you nothing, you pay nothing.

No saving, no fee Free if your accountant is a partner Every commission shown in dollars
supplier review · example restaurant group
Example
Savings found
A$10,780a year

Illustration only. Your result depends on your bills.

Card fees above the typical rate for your volume
Overpaying
Electricity contract rolled onto standard rates
Overpaying
Two software subscriptions doing the same job
Duplicate
Phone plan auto-renews in 41 days
Renewal due

Contracts roll over

When a deal ends, most suppliers move you onto a higher standard rate and don't tell you.

Fees creep up

You can no longer add a surcharge for eftpos, Visa or Mastercard. So you pay those fees yourself. Software and phone plans also go up a little each year.

Nobody has time to check

Comparing offers and reading contracts is slow, so it gets put off, year after year.

How it works

You approve. We do the work.

From connecting your accounts to a lower bill, in four steps.

01

Connect and send

Connect Xero (read-only) and see who you pay and what's going up. We tell you exactly which bills we need, and can ask your suppliers for copies for you.

02

We find the savings

Our analysts compare what you pay with live offers, checked prices and written quotes. They read your contracts for automatic renewals and exit fees. You get our report within 5 working days.

03

We do the switching

We ask your current supplier to match a better price. If they won't, we move you. You approve every change.

04

We keep watch

For 12 months after your first saving, we keep checking your bills. We remind you before renewals and lease dates. We keep a record of what we've caught.

What we check

The bills that quietly cost you the most

We start with the costs where savings are biggest and fastest.

Card and EFTPOS fees

Often the quickest win. Since 1 October 2026 you can't add a surcharge for eftpos, Visa or Mastercard. So you pay these fees yourself.

Electricity and gas

Contracts quietly roll onto standard rates when they end. We line up a better deal before yours expires.

Phone and internet

Old plans, unused lines and bundles you've outgrown.

Software subscriptions

Licences nobody uses, tools that overlap, and plans that went up at renewal.

Contract terms

Auto-renewals, exit fees and price-rise clauses, flagged in plain English with the key dates.

Supplier health

A check of public records for signs a key supplier is in trouble, such as insolvency or court judgments.

Waste and cleaning

Local contracts that are rarely re-quoted. We get 2 or 3 written quotes for the same job, so you compare like with like.

Couriers and freight

Rates that drift up as your volumes change. We get written quotes for the same work.

Insurance (facts only)

Your policies, premiums, renewal dates and broker fees in one place. Facts only: we don't give insurance advice.

Best for businesses with 10 to 200 staff that pay their own bills, especially hospitality groups, health and vet clinics, childcare groups and independent gyms. They spend heavily on card fees, energy and software. Other businesses are welcome too.

Pricing

You pay only if we save you money

Our fee is 25% of the first year's saving. We charge it once the lower price shows on your bill. After the first year, you keep all of the saving.

  • Free if your accountant is one of our partners. Or A$249 if you come to us directly, taken off our first fee, and refunded if we find no saving.
  • 12 months of checks included. We keep checking your bills after your first saving. Then it's A$39 a month, if you want it.
  • Renewals handled too. When a contract ends, we ask suppliers for new prices. The fee is 25% of the new saving.
Worked example · A two-venue restaurant group with 30 staffIllustration
Yearly spend we can review
A$140,000
Saving found each year
A$10,780
Our fee, paid once (25% of year one)
A$2,695
You keep in year one
A$8,085
You keep over three years, before monitoring
A$29,645

An illustration based on our planning assumptions, not a promise. Your result depends on your bills and what suppliers offer. Monitoring after the first year is optional, at A$39 a month.

Whose side we're on

We work for you, not the suppliers

No energy company pays us on a client's deal. Some other suppliers pay us when a client switches to them. We always show that in dollars first. Here's how we keep it out of our advice.

We rank on your total cost

Options are ordered by what they'll cost you. The system that ranks them can't see what any supplier pays us.

We include suppliers who pay us nothing

If they cost you least, that's what we recommend.

We disclose every dollar

Before you approve a change, you see exactly what that supplier will pay us, in dollars.

We measure honestly

Savings are measured against your current rates or your supplier's renewal offer, whichever is higher. Using less doesn't count as our saving.

Buying together

Small businesses, buying power together

Big companies get lower prices partly because they buy a lot. A buying round lets small businesses do the same. We ask suppliers for prices for many small businesses at once. A big group gets a lower price.

Priced for the volume

Suppliers get one request for many small businesses at once. That's worth their best price. Each offer is private: no supplier sees another's.

Your offer, your decision

You see the offer for your own business beside your other options, and decide for yourself. Nothing changes unless you approve it. You never pay more than you could get on your own.

Bargaining power, legally

The law usually stops separate businesses from bargaining together. But our buying rounds are covered by the ACCC's collective bargaining exemption for small businesses (turnover under $10 million).

Private

No business learns who else is in a round, and suppliers don't see your name, address, meter or phone numbers until you choose one.

Electricity, gas, card payments, and phone and internet for now. Once you're a client, you can turn on buying rounds in your Settings. They're off unless you turn them on. Read our notice to the ACCC.

For accountants and bookkeepers

Be the adviser who found the money

Offer your clients a supplier review under your name. We do the analysis and all the switching. Your clients' reviews are free, and you choose how, or whether, you're paid.

Partner with us Watch how it works (45 seconds)

Works with Xero, or with bills you forward or upload

Questions

What people ask us

What does it cost if you don't find a saving?+

Nothing. The review is free if your accountant is one of our partners, or A$249 if you come to us directly, refunded if we find no saving. Our fee is 25% of the first year's saving, charged only once it shows on your bill.

Do I have to switch anything?+

No. You see the findings first and approve every change. Often the best result is your current supplier matching a better price, with no switch at all.

Is this software or people?+

People, backed by software. Our analysts check every price, write to your suppliers and do the paperwork. The software does the comparing and keeps the records, impartially.

Is it right for my business?+

It works best for businesses with 10 to 200 staff that pay their own card, energy and phone bills, especially with more than one site. If your landlord supplies your power, or a franchise head office picks your suppliers, there's less we can change. Strata buildings too: we check the costs the levies pay for, like the lifts and lights. We'll tell you before you start.

Will my services be interrupted?+

No. Your power and gas stay on throughout: the new retailer takes over at a meter read, and the networks handle the transfer. For card payments and phone lines, your current provider keeps working until the new one is set up.

What access do you need?+

Read-only access to Xero if you use it, plus your recent bills and any supplier contracts. We can't move money or change your books, and you can disconnect at any time.

How do you make money?+

Mostly from our fees: 25% of the first year's saving, or of money we get back for you. There's also the A$249 review fee if you come to us directly, and our ongoing checks after the first year if you keep them. Some suppliers, and the licensed brokers and advisers we introduce, pay us commissions or referral fees. We show you each one in dollars first. No energy retailer pays us to bid, for a referral or on your deal. And if your accountant referred you, we may pay them part of what you pay us. How we get paid lists every way.

Are your fees tax-deductible?+

Usually, yes: for most businesses our fees are a business expense, and if you're registered for GST you can claim back the GST we charge. Check with your accountant.

Is this financial or legal advice?+

No. We give you clear information about your supplier costs and contracts, then make the changes you approve. For legal or tax questions, ask your adviser.

What happens after the first year?+

You can keep our ongoing checks for A$39 a month, or stop. When a contract comes up for renewal, we can ask suppliers for new prices. Then the fee is 25% of the new saving, measured against your supplier's renewal offer.

Who is SMEInspect?+

An Australian business helping small and medium businesses pay less to their suppliers. We're working with our first pilot clients now. SMEInspect is operated by ClarityIntel Pty Ltd, ABN 54 697 254 596. Our main systems are in Australia; some providers, such as email, may process information elsewhere, as our Privacy Policy explains. Your documents are never used to train AI models.

What's a buying round?+

Your electricity, gas, card payments, and phone and internet go to suppliers with other small businesses', so they price for the volume. You still get your own offer, decide for yourself and approve any change, and you never pay more than you could get on your own. Rounds run under the ACCC's collective bargaining class exemption, for businesses with turnover under $10 million; our notice is at https://www.smeinspect.com/legal/accc-collective-bargaining-notice.pdf. Turn them on in your Settings once you're a client.

See what you're overpaying

Free if your accountant is one of our partners, or start directly. No saving, no fee.